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	SD! : Web boards : IE Theory : "Finances" 1 2 3 4 Finances (39) 15 Jul 08, 2:10 PM 000-874-172 UK, 5 yrs anjuli wrote: It seems I'm on peace missions today! Time for that well earned cuppa anjuli? lol You should be on the forum payroll... Master's l'il one®(her Rights are Mine in reserve) 15 Jul 08, 2:59 PM anjuli UK, 18 mths Oooh no! I have a Master to care for, who's expecting a clean house and something nice for dinner, in addition to some work work that needs doing (all in-between acting as a last minute stand-in phone PA - or loaned comfort blanket as he put it for pete's sake - for one of his clients!) Besides, I'm just being a good girl today and making up for getting all riled up and getting myself banned from posting on a certain thread! <laughs> Amazing how this place can get to you sometimes eh? I'm not lecturing - just sharing the learning! <wry grin> anjuli ~~~ “I, with a deeper instinct, choose a man who compels my strength, who makes enormous demands on me, who does not doubt my courage or my toughness, who does not believe me naive or innocent, who has the courage to treat me like a woman.” - Anais Nin ~~~ 15 Jul 08, 3:11 PM 000-719-381 US(OK), 7 yrs Y! anjuli wrote: A slave for discussion purposes here . . . is... A person who is owned: that is, someone in a relationship with an owner who has ultimate authority over them, and from which the slave cannot remove themselves. ...and surely be definition if you are owned and in a relationship where you relinquish ultimate authority to your owner, then you cannot own things or possess money. What it does preclude is control over finances, surely? anjuli this girl fully agrees that as an owned slave, it possesses nothing, owns nothing. In prior discussions and trial enslavements, it has always agreed that as owned cunt, it would give over all its prior assets, and all property and earnings it might gain during enslavement, to its Owner. Prospective Owners Who value it have set aside a portion of all its assets in a trust fund to support this girl should its Owner die, let it go, or otherwise be unable to continue Ownership. an owned slave can own nothing; an owned slave owes everything to its Owner. respectfully submitted 000-719-381 16 Jul 08, 11:58 AM 879-717-990 UK, 2 yrs i am very pleased to note that my comments are well read and that my posts are being followed. That is quite a compliment. Personally, i think it very telling that my simply asking the question regarding actual realtime ownership experience has been considered "rude". Nothing in my question made a judgment nor did i infer one and what is even more amusing is that the person that i asked the question of made no reference to offense. i did not ask for "credentials", why would i want to? The reason that i asked the question was to receive the answer. The poster operates a financial control over a submissive. As for "kissing and making up"... this is a slavery web board discussing very adult topics, not grade school. Peace missions are for missionaries in my opinion. i am sure if any offense had been taken in my discussions on this board, the person who felt offended would have been strong enough to pm me and discuss it privately. The wonderful thing about discussion boards is discussion. Sometimes it can be challenging and sometimes people feel very defensive about their positions in discussions. i am not one of those people. Thank you for following me around the boards to read what i have to say and what my opinions are. Should anyone have any questions for me personally, may i suggest you take it offboard and pm me as i have previously requested. Now, back to the OP. It is often difficult to come to a financial arrangement in more mature M/s relationships in my experience. It sounds fantastic to relinquish all control to someone else financially, but at age 46 and having children and grandchildren who i may wish to purchase things for and having always run my own finances, we are having to work together gradually. Selling my home has been a particular barrier. In this climate, it does not want to sell and that means that whether i like it or not, i own property. Ultimately though, we are working toward a financial state of total dependence. But this in itself causes problems as it can be a very big burden for the person absorbing all this financial responsibility. It would be interesting to hear how others have achieved this, perhaps more mature couples who have tangled finances involving others such as maintenance payments, mortgages etc. slave tsina 16 Jul 08, 12:22 PM 000-874-172 UK, 5 yrs 879-717-990 wrote: As for "kissing and making up"... this is a slavery web board discussing very adult topics, not grade school. Peace missions are for missionaries in my opinion. i am sure if any offense had been taken in my discussions on this board, the person who felt offended would have been strong enough to pm me and discuss it privately. The wonderful thing about discussion boards is discussion. Sometimes it can be challenging and sometimes people feel very defensive about their positions in discussions. i am not one of those people. Thank you for following me around the boards to read what i have to say and what my opinions are. Should anyone have any questions for me personally, may i suggest you take it offboard and pm me as i have previously requested. I'm going to say this once, and then I'll have nothing further to say on the subject; that would be fine and dandy, if hypocrisy hadn't previously reared it's ugly head. You simply cannot suggest that you wish to sort problems out in private, after having said you'll defend - in public, on the other thread, a person's right to post their own thoughts; hardly the most diplomatic way to do it, was it? Have it one way, or the other. If ya gonna have an opinion, or have something to say, at least have the decency to be straight with yourself Personally, I choose to 'air' it; I don't give a damn what people think. I'm off this thread. Don't so much as waste time typing back to this. Enjoy the rest of the thread, guys, and apologies for the disruption Master's l'il one®(her Rights are Mine in reserve) 16 Jul 08, 1:12 PM anjuli UK, 18 mths 879-717-990 wrote: i am very pleased to note that my comments are well read and that my posts are being followed. That is quite a compliment. Personally, i think it very telling that my simply asking the question regarding actual realtime ownership experience has been considered "rude". Nothing in my question made a judgment nor did i infer one and what is even more amusing is that the person that i asked the question of made no reference to offense. i did not ask for "credentials", why would i want to? The reason that i asked the question was to receive the answer. The poster operates a financial control over a submissive. As for "kissing and making up"... this is a slavery web board discussing very adult topics, not grade school. Peace missions are for missionaries in my opinion. i am sure if any offense had been taken in my discussions on this board, the person who felt offended would have been strong enough to pm me and discuss it privately. The wonderful thing about discussion boards is discussion. Sometimes it can be challenging and sometimes people feel very defensive about their positions in discussions. i am not one of those people. Thank you for following me around the boards to read what i have to say and what my opinions are. Should anyone have any questions for me personally, may i suggest you take it offboard and pm me as i have previously requested. Diplomats and envoys, actually, but nevermind. Firstly, I don't follow you around... actually you were the late-comer to this thread! <laughs> And if it enlightens you, tsina, I decided to address you because you seem to be approaching all the discussions you join in a particularly pointed and aggressive way and it's getting in the way of discussion no matter how much you protest to the contrary. It's perfectly clear to everyone just who is involved in building disagreements cropping up and all the little barbed remarks and not so subtle insults. And to demand to know someone's experience whenever you clearly disagree with them is aggressive and no amount of arguing otherwise will make it any different. People will read and judge for themselves of that I have no doubt. And that brings me to the idea of taking any issues off the boards. No thanks. Personally I have nothing to hide and nothing to feel defensive about. I'd like people to see what I say and exactly how you respond. As you've so beautifully demonstrated above, it works just fine, so thanks for that. And as to mature, real-time, M/s couples, you're doing well at alienating a few of those right now. anjuli ~~~ “I, with a deeper instinct, choose a man who compels my strength, who makes enormous demands on me, who does not doubt my courage or my toughness, who does not believe me naive or innocent, who has the courage to treat me like a woman.” - Anais Nin ~~~ 16 Jul 08, 3:02 PM ravenkaldera US(MA), 3 yrs Addressing the OP's question here: The way that financial ownership works with us is that I own him, so I own everything that he owns. That has nothing to do with legal ownership. If he owned a house (on paper), it would still be my house because I would make all the decisions about it. Even if I didn't feel like making the decisions about it, and told him to handle it, that would still be me issuing an order and him following my wishes - ergo, it's still my house, he's just the caretaker. So it goes with all his possessions, which are few. He earns money, deposits his paycheck, and pays the bills from it - because I've ordered that. He is "stewarding" my money for me when he does this. If he wants to buy something for himself or someone else, he comparison-shops to get the absolute best buy, gives me a rundown of what and how much and how this will affect our finances, and I decide whether he can do it. Usually I'm fine with it because he's cheap and not a spendthrift, and has thought it through well. I can spend what I like from the account, although I have another separate one which is more often used for my spending. I usually check in with him to make sure that a purchase doesn't affect the balance in a bad way - that's not me asking permission, it's me getting instant information to make my decision. I may ask him to shop around and find me a better deal for something. (He has excellent Bookfinder skills, for example.) When we got together, I had no credit and he had a credit card, which he put me on. I bought the car; he drives and maintains it for me. Even if I had put his name on it, it would be mine. I could choose to use his name as a place to hide taxable dollars - they would still be mine. He is a financial resource to be used by me. The end result is that he has no say in my financial decisions while I have total say in his. That's what ownership is about. Even if the dominant says, "You handle that piece of property, I don't want to," the sub is following their orders, and being self-maintaining property. -Raven Kaldera -If you're in charge, it's all on your head. If it's not all on your head, then you're not really in charge. 16 Jul 08, 3:11 PM SStar_s_peachy US, 23 mths Y! i haven't had a chance to read every post on this subject but one thing really worries me. If Master and slave commingle funds (and yes - i realize in the text here we are stating Master 'owns' slave and therefore everything slave owned prior to becoming the property of Master is now Masters) but the laws of our country do not recognize Master/slave relationships - as we all know. Here's the problem - even if slave has a Power of Attorney over bank accounts - including any assets which Master obtained from slave - at the moment of Master's death - a Power of Attorney becomes null and void and of no use. If Master doesn't have a Will setting out His wishes - at the moment of His death all assets in the name of Master will go to His next-of-kin which will NOT be the slave unless she is also His wife. i don't mean for this to sound as if i want anything Master has - i don't - at least not while He's alive - however, He and His family have not been close since He was 16 years of age when His father threw Him out on the streets because He wouldn't take the courses His parents wanted Him to take in college. They also did a lot of other underhanded things to Him which i won't recount right now. Master's family has NEVER done anything financially or otherwise to help Him. However, i'm convinced they'd have no problem taking everything He owned should He die without a Will. slave has tried on several occasions to get Master to do a simple Will (or as complicated as He wants it). Master owns His home free and clear. i own a house with a mortgage owed of less than $4,000. As soon as the Court signs the Order the house will go on the market and be sold with me receiving 1/2 of proceeds (which won't be much after attorney fees, court costs, 1/2 to ex husband, etc.) But - once 'my' house is sold, i would have no place to go if Master were to die without a Will. He has stated unequivocally that He will never remarry. His marriage of 18 years soured Him on the thought of every marrying again. He states He just doesn't think the government has the right to tell Him He has to marry to have a 'legal' relationship with me. But, if He dies, i'll be without a home. He keeps saying "I need to do a Will, I just haven't gotten around to it." But He's been saying that for almost 8 years now. He says even if He doesn't have a Will, His family won't throw me out of our home. He may believe that but i don't. i've seen His family and heard them when it comes to talking about financing and i have no doubt in my mind that although i've put money into our home when we redecorated and although up until the last year when i injured my back i contributed to our household funds, if Master dies without a Will His family will either put me out on the streets or will make me buy the home we live in so that i can stay here. What's a slave to do? i love Him. i would live in a cardboard box under a bridge if He lost His home - as long as i'm with Him - but if He dies without a Will - i'm up the creek. As a slave do i have the right to 'demand' (such an ugly word for a slave to use that He take measures to protect me in the event of His death? i hate it that the government and insurance industries have rules which are against cohabiting without the benefit of marriage because Master wants me to not work outside the home now. Since i don't have a job, i have no health insurance. Master says not to worry about it but what if something bad happens to my health. i just saw my father's last hospital bill for 18 days in the hospital (not including doctor bills) and it was over $180,000. If i get sick, Master couldn't afford that!!!!! His company does not allow Him to take insurance out on me since i'm not His 'wife'. Also, even though Master is fully supporting me - since i'm not His 'wife' He can't even count me as a dependent at tax time. That stinks - but it's still the law. So, what's a slave supposed to do? My life with Master is OUR real life but it's not one that's recognized by the laws of the United States of America. Life and death are things we all have to face. What's a slave to do when she has a Master who says He's going to take care of things but has procrastinated for years? He even has some health problems now which are serious. While they aren't considered life threatening at the moment, they could escalate and become life threatening. i don't bring up the matter of insurance, Wills, etc. very often (probably less than 5 times the entire time we've been together); however, after hearing the horror stories of some other slaves, i'm really worried. Any suggestions would be most appreciated and thank Y/you for allowing me to vent on this. i try not to be a worrier but this is something that really concerns me. peachy Southern Star's peachy 16 Jul 08, 3:31 PM anjuli UK, 18 mths Oh dear, peachy. I know it's a horrible thing to think about but you do have to do something. In your position I'd be worried sick. Can you talk to him and ask if he'll let you do the research and arrange a meeting for him to do that will and put in place some life assurance at least? You could even prepare a letter to his company questioning the exclusion of non-married partners from health insurance, perhaps? I know that here for instance that has been challenged in terms of pensions and other death in service benefits (very funny eh?) and you could get a free first consultation with a lawyer who would give you an idea of anything you could do on that front. We also have free 'make a will' weeks and such like where law firms will draw up a simple will for free (usually if you leave a small bequest to a charity or something) but often free free. You can also do a will online. I needed to change mine quickly last year when I went into hospital and realised that complications in my own life meant that an ex would possibly benefit or be seen as next of kin. All was simple and I have some basic knowledge so I did it online - paid about £35 for it. Took about 20 minutes and you could go thro it together at home one evening like we did and hey presto. I think also that what you need is an enduring power of attorney which is different here but that would need some research. Talk to him. If you do the groundwork, it is not going to cost a lot, it can take a very short amount of time and effort, and it will safeguard his precious slave. He really does have to do this for you. If he out and out does not want to then you must ask him why... and that's a whole different kettle of fish. Then you need to question if his commitment to you is enough to keep you safe in his care and what you must do otherwise. But I suspect it's just procrastination that goes with a feeling of invincibility rather than malice. e-hugs for ya anjuli ~~~ “I, with a deeper instinct, choose a man who compels my strength, who makes enormous demands on me, who does not doubt my courage or my toughness, who does not believe me naive or innocent, who has the courage to treat me like a woman.” - Anais Nin ~~~ 16 Jul 08, 6:29 PM 173-682-895 US(NY), 21 mths as i stated before, i have power of attorney on Master's accounts, but as i am Master's wife as well as slave, it works out. the cars are titled, insured and registered in my name, as is the house. as a matter of fact last saturday He sold one of "my" cars (which i owned before W/we got together) and i never handled the money. Master said, "I'm selling the ford, sign the title," and i did. yesterday i signed to buy a gorgeous conversion van for Master, which He brought home and i have not (yet) driven. He says i may get to drive it if i'm good. all i had is His; all i will have is His. simple as that. Y/you are never more alive as when Y/you are at risk. Master's ~one~ Next page